Your Plan. Your Choices.

These are voluntary benefit plans that Johns Hopkins University makes available to its employees through Mercer Voluntary Benefits. Johns Hopkins University does not contribute to any policy or service offered under the program. For those offerings that

involve individual policies, Johns Hopkins University’s responsibilities are limited to coordinating payroll deductions for premium payment and your contract for coverage will be with each insurance company or plan provider. For those offerings that involve group

coverage, Johns Hopkins University’s responsibilities are governed pursuant to the appropriate Master Policy provisions. You are under no obligation to purchase any of the voluntary policies or services offered through this site; you are also free to explore other

options including purchase of policies or services directly from an insurance company or provider.

Home insurance is not available in FL from the carriers offered in this program and may not be part of MetLife Auto & Home’s benefit offering in MA.

Savings are not guaranteed for all Johns Hopkins University faculty, staff, and bargaining unit members. The $739.09 average annual reported savings is based on others who reported their prior premium and, through Mercer Voluntary Benefits, switched to

several carriers’ auto insurance programs between 1/1/20 and 12/31/20..

Discounts are not available from all carriers and only available to those who qualify. Coverages, discounts and billing options are subject to state availability, individual qualification and/or the insuring company’s underwriting guidelines.

Each carrier operates independently and is not responsible for the others’ financial obligations.

MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Fire & Casualty Company, Economy Premier Assurance Company, Economy Preferred Insurance Company, Metropolitan Casualty Insurance

Company, Metropolitan Direct Property and Casualty Insurance Company, Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company, and Metropolitan Lloyds Insurance Company of Texas, all with administrative

home offices in Warwick, RI. Coverage, rates, discounts, and policy features vary by state and product, and are available in most states to those who qualify. Policies have exclusions, limitations, and terms under which the policy may be continued in force or

discontinued. For costs and complete details of coverage, contact your local MetLife Auto & Home representative or the company. The Farmers Insurance Group

has purchased all the entities described above, except Metropolitan General Insurance Company.

Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT 06183. In CA: Insurance is underwritten by Travelers Commercial Insurance Company, One Tower Square, Hartford, CT 06183,

Certificate of Authority #6519, or Travelers Property Casualty Insurance Company, One Tower Square, Hartford, CT 06183, Certificate of Authority #6521. In CA: Boat Insurance is underwritten by The Standard Fire Insurance Company, One Tower Square, Hartford,

CT 06183, Certificate of Authority #3545, State of Domicile: Connecticut. In TX: Auto insurance is offered by Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers company In FL: Homeowners

insurance is not currently offered for new business. Coverages, discounts, special program rates or savings, billing options, and other features are subject to availability and individual eligibility. Not all features available in all areas. © 2021 The Travelers Indemnity

Coverage provided and underwritten by Liberty Mutual Insurance Company or its subsidiaries or affiliates, 175 Berkeley Street, Boston, MA. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply

to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. The program cannot guarantee coverage. A consumer report from a consumer reporting agency and/or motor vehicle report, on all

drivers on your policy, may be obtained where state laws and regulations allow. In TX, coverage provided and underwritten by one or more of the following companies: Liberty Insurance Corporation, Liberty Lloyds of Texas Insurance Company, Liberty Mutual Fire

Insurance Company, and Liberty County Mutual Insurance Company. Liberty Mutual Insurance products are not available through Mercer in California. Learn more about our privacy policy at libertymutual.com/privacy. ©2021 Liberty Mutual Insurance

Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with a principal place of business at 175 Berkeley Street, Boston, MA 02116. In Texas, insurance is offered by one or more of the following Safeco Insurance companies: Safeco

Insurance Company of America, Safeco Insurance Company of Illinois, Safeco Insurance Company of Indiana, Safeco Lloyds Insurance Company, Liberty County Mutual Insurance Company, and General Insurance Company of America. The materials herein are for

informational purposes only. Nothing stated herein creates a contract. All statements made are subject to provisions, exclusions, conditions, and limitations of the applicable insurance policy. If the information in these materials conflicts with the policy language

that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria. Learn more about our privacy policy at libertymutual.com/privacy.

Auto, boat, motorcycle, RV and other recreation lines insurance is provided and serviced by Progressive Casualty Ins. Co. & its affiliates, Mayfield Village, OH, and in Texas by Progressive County Mutual Ins. Co., Austin, TX. Home and renters policies are provided and

serviced by Progressive’s affiliates, American Strategic Insurance Corp. & its affiliates, St. Petersburg, FL and in Texas by ASI Lloyds, Dallas, TX. Progressive does not offer insurance premium payroll deduction. For California residents only: Homeowners insurance

provided by ASI Select Insurance Company in California and American Strategic Insurance Corp. and its affiliates in other states. Auto, motorcycle, and ATV insurance provided by Progressive West Insurance Company and its affiliates in California.

Program Offered and Administered by Mercer Health & Benefits Administration LLC

AR Insurance License #100102691 CA Insurance License #0G39709 In CA d/b/a Mercer Health & Benefits Insurance Services LLC