Important information
For approved insurance claims, a repair or replacement
smartphone will be provided at our discretion.
Replacement Smartphones: It is our goal to provide you with a
replacement smartphone that is the same color and has the same
features, but this cannot be guaranteed. If the same make and
model you claim is not available, a similar make and model will be
substituted. Your replacement smartphone could be new or refurbished
and may contain original or non-original replacement parts. You may
also receive standard accessories with lost or stolen claims.
Covered Accessories: The following accessories are covered at
the time of loss: one standard battery (attached to the wireless
smartphone at the time of loss) and one standard home charger.
Optional Insurance Coverage: Verizon Business Complete
includes insurance coverage; however, you don’t need to
purchase insurance coverage to rent your Verizon smartphone
and activate your Verizon service.
Duplication of Coverage: You may already have coverage under
your homeowners insurance or other means.
Sales Representative Qualifications: Unless otherwise licensed,
Verizon sales representatives are not qualified or authorized to
evaluate the adequacy of your existing insurance coverages.
Electronic Communications: If you have provided or in the
future provide your email or other electronic address to Verizon,
then Asurion or its partners involved in administering this
program may send you program Terms and Conditions and legal
notices through electronic means. These communications will
be sent to the last electronic address Verizon has on file, unless
prohibited by state law. If an email address is not provided, this
information will be mailed to you. Legal notices will not be sent
to New York customers via email.
Covered Property: Your coverage applies to the smartphone
associated with an active rental agreement, which you enrolled
in Verizon Business Complete. Please see the sample list of
smartphones in this brochure.
Binding Arbitration: WHILE WE TRY TO RESOLVE DISPUTES,
THE INSURANCE POLICY CONTAINS A MANDATORY
BINDING ARBITRATION PROVISION THAT REQUIRES THE
SUBMISSION OF ALL DISPUTES (EXCEPT WHERE EXPRESS
STATE EXEMPTIONS ARE PROVIDED) TO ARBITRATION IN
ACCORDANCE WITH THE PROVISIONS SET FORTH IN SECTION
G.1. OF THE POLICY.
Insurance Exclusions and Limitations: Coverage contains
limitations and exclusions including: loss or damage caused by
governmental authority; nuclear hazard; war; delay or loss of use;
electrical and mechanical breakdown; dishonest or criminal acts;
obsolescence; recall or design defect; cosmetic damage; covered
under warranty; late claims; programming; repair work; virus;
voluntary parting; intentional loss or damage; pollution; fees or
charges; failure to mitigate; and vermin. See terms and conditions
for full list of exclusions and limitations.
Non-Return Fee: If you receive a replacement smartphone, your
original smartphone must be returned to us (unless it has been
lost or stolen) using the prepaid shipping label provided with your
replacement smartphone. Under the insurance program, a Non-Return
Fee based on the cost of the claim to Liberty Insurance Underwriters
Inc. may be charged for your failure to return your original smartphone.
For Residents of California, Indiana, Maryland and Illinois:
Consumer hotlines in your state for the California Department
of Insurance is 1.800.927.HELP (4357); for the State of
Indiana Department of Insurance is 1.800.622.4461; and for
the Maryland Department of Insurance is 1.800.492.6116.
The Illinois Department of Insurance can be contacted by mail
at 320 W. Washington St., Springfield, IL 62767, by phone at
1.877.527.9431 or online at https://mc.insurance.illinois.gov/
messagecenter.nsf (online form) or https://insurance.illinois.gov/
Complaints/PropertyCasualtyComplaintForm.pdf (printable format).
For Washington Residents Only, we may change the insurance
terms and conditions with at least 30 days’ notice and we may
only cancel for the following reasons and notice: (i) 15 days
for fraud or material misrepresentation in obtaining coverage
or the presentation of a claim; (ii) 10 days for nonpayment; (iii)
immediately for no longer having active service with Verizon or
exhausting your aggregate claim limit; or (iv) 30 days based on a
determination by Verizon or the Agent that the program should no
longer be offered. We will not increase the premium or deductible
or restrict coverage more than once in any 6 month period but
will provide to each Washington policy holder a 30-day advance
written notice of any premium or deductible increase.
To view the Wireless Phone Protection
for Verizon Business Complete Terms and
Conditions, you may do one of the following
before you enroll:
Visit Terms and Conditions
1. View and download online
at www.asurion.com/verizon/
business-complete
2. Ask your sales representative or
3. Call 1.800.256.4646
We will also provide you these Terms and Conditions
after enrollment.