Microsoft Industry Reference Architecture for Banking
Worldwide Financial Services
Page 17
The platform enables integration to other systems through a wide-array of
industry-standard
integration
interfaces and techniques. By aligning to industry standards such as ISO, BIAN, and
IFX, Microsoft believes the cost and complexity of integrating, managing and maintaining
business solutions can be further reduced in the banking industry.
Robust capabilities in the Microsoft platform are industry leading. The Microsoft platform and
partners provide a robust set of
capabilities across the IT lifecycle
– spanning from the
mission-critical datacenter to the end-user device both in bank datacenters and the cloud.
Microsoft’s core infrastructure services provide the foundation of
Enterprise IT lifecycle
management and computing operations
while the cutting edge application services, business
productivity, and data services provide the platform for creating the applications that delivers
the
next-generation customer experience
.
Microsoft products are
highly integrated
, making the value of the holistic platform much more
valuable than the individual components. Since most business solutions require multiple
capabilities to address a specific challenge, often the integration of these capabilities becomes
a key cost and time factor both initially and over the long-term. Microsoft delivers a key
differentiator by having the broad set of capabilities it possesses in a highly-integrated
platform. This can reduce the matrix of integration points an enterprise needs to implement
and maintain, thus freeing up more budget for innovation.
Microsoft
Mission-critical data platform
can support very-large transaction volumes for the
mission critical workloads in banking. The economics of running mission critical processes and
transaction are very compelling on the Microsoft platform; which is being used to run stock
exchanges such as DirectEdge in the US, and to replace mainframes for core banking such as
in the case of SDC and in a growing number of mission critical solutions across the industry.
The SQL Server 2012 pre-release version was recently benchmarked with Temenos T24 core
banking and HP delivering 11,500 transactions per second on commodity hardware.
Microsoft is a
leading provider of Data and Business Intelligence platforms
providing a robust,
end-to-end data, analytics and collaboration platform. The platform provides Master Data
Management (MDM), Data Quality Services (DQS) and pre-defined BI sematic metadata
(BISM) which overlay BI capabilities delivered via pre-tuned data warehouse configurations,
near real-time analytics delivered through High-Performance technical Computing (HPC) and
Complex Event Processing (CEP), and the platform is pre-integrated into the scorecard and
collaboration platform (SharePoint) that helps data consumers discover, understand, share
and collaborate related to specific data. In addition, a Hadoop distribution and connectors
running on Windows and on Windows Azure (public cloud) are on Microsoft’s roadmap to
effectively analyze Big Data such as social feeds and other sources of big data.
Example scenarios
The following scenarios provide examples how banks can leverage capabilities to improve the
customer experience, while increasing insights from data, and reducing risk and complexity. The
following scenarios will help to highlight how Microsoft and partner capabilities are leveraged to
address next-generation banking scenarios. The first scenario is an enhanced multichannel
customer experience and the second scenario exemplifies how Microsoft technologies can help