Your EIP card will continue to be available for use once you properly activate it. If not activated, no action will be taken
on the card until it expires in 2023. The funds will remain valid on the card and accessible once you activate the card.
The funds will not be returned to the IRS, unless you return the card to MetaBank®. If your card is lost or destroyed, you
can request a replacement by contacting MetaBank®, N.A., at 800-240-8100 (option 2 from the main menu).
For more information, visit EIPcard.com.
Q D15. Filing Status Change: My filing status in 2020 is different from that in 2019. Does this affect the amount of the
credit I can claim on a 2020 tax return? (updated December 10, 2021)
A15. Maybe. When a first or second Economic Impact Payment was issued to two spouses, each spouse must claim half
the payments when calculating the 2020 Recovery Rebate Credit. So, if your filing status for 2020 changed to or from
Married Filing Jointly or if you remarried in 2020, each spouse should include their half of the first and second Economic
Impact Payments when completing the worksheet to determine the amount of the 2020 Recovery Rebate Credit.
If your 2020 tax return has been processed and you didn't claim the credit on your return but are eligible for it, you must
file an amended return to claim the credit. See the
2020 Recovery Rebate Credit FAQs — Topic G: Correcting issues after
the 2020 tax return is filed.
Q D16. Can my Recovery Rebate Credit include an amount for a qualifying child if someone else received one or both
Economic Impact Payments for the child? (updated December 10, 2021)
A16. Yes, if you meet the eligibility requirements for the 2020 Recovery Rebate Credit, the amount of your credit may
include up to $1,100 for a qualifying child you are claiming as a dependent on your 2020 return. The child must be under
the age of 17 at the end of 2020 to be a qualifying child for the credit.
When you answer the tax software questions or complete the 2020 Recovery Rebate Credit Worksheet, include only the
first and second Economic Impact Payment amounts issued to you (and your spouse, if filing a joint return for 2020). Do
not include Economic Impact Payment amounts issued to anyone else, even if their payments included amounts for an
individual who is your qualifying child for 2020.
The fastest way to get your tax refund is to have it direct deposited - contactless and free - into your financial account.
You will need to provide the routing and account numbers no matter which option you choose - bank accounts, prepaid
debit cards or mobile apps.
Q D17. Who's a qualifying child for the 2020 Recovery Rebate Credit? (updated December 10, 2021)
A17. A qualifying child is a child who meets the following conditions:
• Relationship to the individual who is eligible for the credit: The child is your son, daughter, stepchild, eligible
foster child, brother, sister, stepbrother, stepsister, half-brother, half-sister, or a descendant of any of them (for
example, grandchild, niece, or nephew).
• Child's age: The child was under age 17 on December 31, 2020.
• Dependent of the individual who's eligible for the credit: The child's claimed as a dependent on your 2020 tax
return.
• Child's citizenship: The child's a U.S. citizen, U.S. national or U.S. resident alien.
• Child's residency: The child lived with you for more than half of 2020.
• Support for child: The child didn't provide over half of own support in 2020.
• Child's tax return: The child doesn't file a joint return for the 2020 tax year (or files it only to claim a refund of