Silver 94
(100%-150%)
Silver 73
(>200%-250%)
Silver 87
(>150%-200%)
% FPL 0% 100% 138% 150% 200% 213% 250% 266% 300% 322% 400%*
1 $0 $14,580 $20,783 $21,870 $29,160 $32,078 $36,450 $40,060 $43,740 $48,494 $58,320
2 $0 $19,720 $28,208 $29,580 $39,440 $43,538 $49,300 $54,371 $59,160 $65,817 $78,880
3 $0 $24,860 $35,632 $37,290 $49,720 $54,997 $62,150 $68,682 $74,580 $83,141 $99,440
4 $0 $30,000 $ 43,056 $45,000 $60,000 $66,456 $75,000 $82,992 $90,000 $100,464 $120,000
5 $0 $35,140 $50,481 $52,710 $70,280 $77,916 $87,850 $97,303 $105,420 $117,788 $140,560
6 $0 $40,280 $57,905 $60,420 $80,560 $89,375 $100,700 $111,614 $120,840 $135,112 $161,120
7 $0 $45,420 $65,330 $68,130 $90,840 $100,835 $113,550 $125,925 $136,260 $152,435 $181,680
8 $0 $50,560 $72,754 $75,840 $101,120 $112,294 $126,400 $140,236 $151,680 $169,759 $202,240
add’l,
add
$0 $5,140 $7,425 $7,710 $10,280 $11,460 $12,850 $14,311 $15,420 $17,324 $20,560
Federal Premium Tax Credit*
Medi-Cal Access Program
(for Pregnant Individuals)
CCHIP (San Francisco, San
Mateo, and Santa Clara
county residents)
Medi-Cal for Adults Medi-Cal for Pregnant Individuals
Medi-Cal for Kids
(0-18 Yrs.)
Household Size
Program Eligibility by Federal Poverty Level for 2024
Your financial help and whether you qualify for various Covered California or Medi-Cal programs depends on your in-
come, based on the Federal Poverty Level (FPL).
2/2024
Note: Most consumers up to 138% FPL will be eligible for Medi-Cal. If ineligible for Medi-Cal, consumers may qualify for a Covered California health plan with
financial help including: federal premium tax credit, Silver (94, 87, 73) plans and Zero Cost Sharing and Limited Cost Sharing AIAN plans.
Silver 94, 87 and 73 plans have no deductibles, and lower co-pays and out-of-pocket maximum costs.
* Consumers at 400% FPL or higher may receive a federal premium tax credit to lower their premium to a maximum of 8.5 percent of their income based on the
second-lowest-cost Silver plan in their area. See the chart on page 2 for more information.
American Indian / Alaska Native (AIAN) Zero Cost Sharing
(100%-300%)
SEE NOTE BELOW
FOR INCOMES IN
THIS RANGE
Tax credit continues beyond 400%
AIAN Limited Cost Sharing
(over 300%)
The column headings shaded in orange are associated with
eligibility ranges for Medi-Cal programs:
Medi-Cal uses FPL limits for the current year, as calculated by the
Department of Health Care Services, to determine eligibility for its
programs.
Medi-Cal for Adults up to 138% FPL
Medi-Cal for Children up to 266% FPL
Medi-Cal for Pregnant Individuals up to 213% FPL
MCAP (for Pregnant Individuals) over 213%–322% FPL
CCHIP (for Children in San Mateo, San
Francisco, and Santa Clara counties)
over 266%–322% FPL
The unshaded column headings are associated with eligibility
ranges for Covered California programs and financial help:
Covered California uses FPL limits from the previous year to
determine eligibility for its programs.
Federal Premium Tax Credit 100%–400%+ FPL
Silver 94 100%–150% FPL
Silver 87 over 150%–200% FPL
Silver 73 over 200%–250% FPL
AIAN Zero Cost Sharing 100%–300% FPL
AIAN Limited Cost Sharing over 300% FPL
Covered California Programs
Medi-Cal Programs
Percentage of income paid for premiums, based on household FPL
Based on second-lowest-cost Silver plan
Household FPL Percentage Percent of Income
0-150% FPL 0% household income
150-200% FPL 0-2% household income
200-250% FPL 2-4% household income
250-300% FPL 4-6% household income
300-400% FPL 6-8.5% household income
400+% FPL 8.5% household income
The cost of your Covered California premium is based on your household’s Federal
Poverty Level percentage and the cost of the plans available where you live.
